General Terms & Conditions
-
Introduction
- The terms of use applicable to the website ("Website") of STC Bank (the “Bank", “us” and “our”) apply when you access the Website via the internet. By accessing the Website, you hereby agree that you have carefully read and accepted all the terms of use stipulated hereunder.
-
Liability Limitations
- The Website provides you with information about several of the Bank’s services and products (some currently offered, and others planned for future availability), as they are. Therefore, the Bank does not warrant that the Website or the content downloaded from the Website or linked sites be free of faults, errors, or viruses (altogether “Errors”).; hence, the Bank is not liable for any damages resulting from such Errors.
- The Website may include links to third-party websites. The Bank is not responsible for the content, services, damages, or actions related to such links. Thus, you should take all reasonable practical measures regarding your access to such third-party links.
- The Bank is not Responsible for any losses or damages, whether direct or indirect, arising from your use or inability to use the Website.
-
Copyrights and Trademarks
- All trade names, trademarks, images, designs, and logos (excluding third-party trademarks) ("Trademarks") associated with the Website are licensed to the Bank and protected under applicable trademark, copyright and other intellectual property rights. Therefore, you are not permitted to copy, publish, print, or download the Trademarks except for purposes directly related to personal use regarding the services provided by the Website.
-
Unauthorized Use
- • You agree not to engage in any unauthorized use of the Website, including but not limited to unauthorized access to the Bank's systems, posting prohibited or abusive content (as determined by the Bank), or modifying or attempting to modify any information or data posted on the Website. You also agree not to access or attempt to access the Website or any of its content except through the interface provided by the Bank.
- The Bank reserves the right to modify, remove, or suspend any of your access to the Website, as well as your access to the content available on the Website.
-
Data Protection and Cookies
- When you use the Website or the Bank’s applications, data is transmitted by your browser or the device you are using to us. This is typically done using cookies, which are small pieces of text sent to your browser by the Website when you visit it. They help our Website remember information about your visit, which can both make it easier to visit the Website again and make the Website more useful to you.
-
The purpose and types of data processed are outlined in the table below:
Purpose Types of data processed Provided by Legal Basis - To help the bank understand how our website is being used and to help customize our website for users
- To monitor the performance of our website
- To throttle the request rate and manage the server load
- Website user unique identifier – to distinguish individual website users
- Website usage - date and time of access, name of the accessed file, the performance of the access, your device, your web browser, browser language and requesting domain, and the IP address
- You to us by your use of the Website or our applications
- Legitimate Interest.
- Article 6(4) of the Saudi Personal Data Protection Law.
You can access the Bank's privacy notice through the following link: Privacy Notice.
-
The Privacy Notice* provides more detail including:
- Your data protection rights; and
- How you can contact STC Bank about data protection
*Note the Bank's Privacy Notice applies to your use of the Website and shall constitute an integral part of these terms of use.
-
Indemnification
- You agree to indemnify and hold harmless the Bank, its officers, directors, shareholders, agents, subsidiaries, affiliated companies, and their respective successors and assigns from any claims, losses, liabilities, expenses (including attorneys' fees) incurred by the Bank as a result of or in connection with your use of the Website, brought by any third party.
-
General Terms
- If any court or other competent authority deems any provision of these terms of use to be invalid or unenforceable, such provision shall be limited or eliminated to the minimum extent necessary and replaced with a valid provision. These terms of use shall remain in full force and effect and constitute the entire agreement between you and the Bank regarding your use of the Website.
- The bank reserves the right to change any information or materials provided on the website, including these terms of use governing the use of this website, without prior notice.
- These terms of use are governed by and construed in accordance with such laws and regulations of the Kingdom of Saudi Arabia. Any dispute, controversy, or claim arising out of or relating to these terms of use shall be exclusively determined by the competent courts in Riyadh, Kingdom of Saudi Arabia.
- The Bank reserved the right to limit, terminate, modify, or suspend your use of the Website based on the Bank’s sole discretion without any notice and for any action which the Bank may deem based on its evaluation as a violation of these terms of use, including but not limited to any action that may be deemed illegal under applicable law.
